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Kris Cain
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Homeownership is exciting, but the journey can feel overwhelming—especially for first-time buyers. With rising home prices and tighter credit standards, buying your first property may seem out of reach. However, many states offer programs designed t
Oct 15, 2024 | Purchasing a Home
Becoming a homeowner is a significant goal for many, but the path to homeownership can be more complex for self-employed individuals. The unpredictable nature of self-employment income and the need for extensive documentation can make the mortgage applica
Oct 08, 2024 | Purchasing a Home
Becoming a homeowner for the first time is an exciting yet complex process, filled with many decisions. One of the most important choices you’ll make is understanding mortgage interest rates, as they will affect your financial future for years to co
Sep 24, 2024 | Purchasing a Home
Embracing Adjustable-Rate Mortgages in a Fluctuating Interest Rate Environment In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed-rate mortgages might feel out of reach for many. Howe
Sep 03, 2024 | Purchasing a Home Interest Rates
Entering the real estate market in an area with high home prices can be a daunting task. However, there’s a financial tool that can help bridge the gap between your budget and the home of your dreams: High Balance Loans. These specialized loans are
Aug 27, 2024 | Purchasing a Home
When it comes to buying a home, traditional financing options like Conventional, FHA, or VA loans are often the go-to choices for many aspiring homeowners. However, there's an alternative approach known as a Shared Equity Agreement (SEA) that some might c
Jul 25, 2024 | Purchasing a Home